Capital One has been on a gradual path to enhancing its choices for its travel-loving cardholders. From airport lounge entry, rising the variety of journey companions, launching the Capital One Enterprise X Rewards Credit score Card and increasing journey portal entry to extra Capital One bank card holders, the issuer is actually making good on its plans.
One factor that stands out is the revamp of the journey portal, which formally launched within the fall of 2021. This new journey portal offers Capital One cardholders the power to seek for and guide journey lodging with rewards. There are additionally new bells and whistles, like value prediction, value watch, value drop safety, value match assure and the power to cancel bookings for any cause.
Right here’s a information to Capital One Journey that can assist you benefit from your hard-earned rewards.
What’s Capital One Journey?
Capital One Journey is the journey rewards portal that enables Capital One cardholders to guide journey lodging with their bank card rewards (and money if wanted.) Like related bank card issuers, this branded journey portal acts as a journey search engine to assist cardholders redeem journey rewards and discover higher offers within the course of.
Not like some card issuers, Capital One not requires you to have a premium journey card to redeem rewards and entry its journey portal. When you’ve got a number of of the next Capital One bank cards, you’re now eligible to make use of the Capital One journey portal (and may earn rewards on inns and rental automobiles booked by way of it):
|Capital One Spark Miles for Enterprise||5X miles|
|Capital One Spark Miles Choose for Enterprise*||5X miles|
|Capital One VentureOne Rewards Credit score Card||5X miles|
|Capital One Enterprise Rewards Credit score Card||5X miles|
|Capital One Enterprise X Rewards Credit score Card||5X miles|
|Capital One Walmart Rewards® Mastercard®||N/A|
|Capital One Quicksilver Money Rewards Credit score Card||5% money again|
|Capital One Quicksilver Scholar Money Rewards Credit score Card||5% money again|
|Capital One Savor Money Rewards Credit score Card||5% money again|
|Capital One SavorOne Money Rewards Credit score Card||5% money again|
|Capital One SavorOne Scholar Money Rewards Credit score Card||5% money again|
|Capital One Spark Money Plus||5% money again|
|Capital One Spark Money Choose – $500 Money Bonus||5% money again|
|Capital One Spark Money Choose – 0% Intro APR for 12 Months||5% money again|
|Journey Scholar Rewards from Capital One||5% money again|
Beforehand, solely Enterprise and Spark Miles bank card holders had entry to Capital One Journey, but it surely’s now out there by way of most of Capital One’s money again playing cards, together with the Quicksilver, Savor, Spark Money and Scholar playing cards.
Along with expanded portal entry, Capital One lately partnered with journey tech companion Hopper to create a “smarter” journey expertise. Some portal capabilities embody options you’d discover with high journey engines like google, plus a couple of extras:
Value prediction expertise
This function helps Capital One cardholders get the most effective pricing attainable for airfare by guiding them on when to guide their flights. As a result of the issuer collects billions of knowledge factors on flight costs day by day, the issuer claims that this expertise can value flight costs with 95 % accuracy.
You should utilize the journey portal’s reserving function to position a reservation for a flight now or anticipate a greater value. The value prediction device will suggest the most effective time to guide your flight, which might aid you save as much as 15 % in your flight.
Value alerts on flights
You may arrange value alerts on flights you’d like to look at. Capital One Journey screens the flight and emails you when it’s the most effective time to guide.
Value drop prediction
If the value prediction device recommends that it’s the most effective time to guide your flight, however the value drops after you purchase it, you’ll get a refund for all or a part of the value distinction. How a lot you get again is dependent upon the phrases of your reserving, nevertheless.
Greatest value match assure
Capital One will refund the distinction for the value of a flight, lodge or rental automobile for those who discover a higher value on one other web site inside 24 hours of reserving with Capital One Journey. You may submit a value match declare by calling Capital One Journey at 844-422-6922.
For those who aren’t fairly able to guide your flight, you’ll be able to pay a small payment to “freeze” the flight value till you might be prepared to verify your reserving. Capital One will maintain that value for you till the expiration date of your frozen value. The expiration date is famous earlier than you full your buy.
Cancel for any cause protection
This function can present some flexibility to your journey bookings as wanted. For a small payment, this feature permits you to cancel your flight — with no penalties — as much as a set time inside 24 hours previous to your scheduled departure. Relying on the phrases of your reserving, you’ll have the choice to obtain a refund starting from 70 % to 100% of your flight’s prices.
Methods to guide with Capital One Journey
While you log in to your Capital One account, your primary display show totally different choices together with:
- E book a Journey
- Convert Rewards
- Cowl journey Purchases
- Get Present Playing cards
- Redeem for Money
- Redeem with PayPal
- Store with Amazon
- Transfer Rewards
Switch miles to journey companions
For those who select to transform your rewards, you’ll be introduced with a display stuffed with Capital One Switch companions (loyalty packages) you’ll be able to transfer your miles to. This feature might lower your expenses in case your miles decide up extra worth upon switch.
To finish the switch, you’ll need to have your loyalty program quantity helpful. For those who haven’t but created a free account with this system you’ll switch miles to, you are able to do so rapidly and simply in one other browser tab.
After getting your member quantity, you’ll be able to plug it into the miles switch display, and Capital One will transfer your miles to the loyalty program of your selection. The switch course of could also be quick or take up to some hours. When the miles seem in your loyalty membership account, you’ll be able to then guide your journey instantly by way of the journey model the place you transferred your factors.
Cowl previous journey purchases
You should utilize your Capital One miles to cowl journey purchases as much as 90 days outdated. Though there’s no assure precisely how your journey purchases might be coded, usually, Capital One miles will cowl travel-related bills similar to airfare, lodge stays, rail traces, automobile rental companies, limousine providers, bus traces, cruise traces, taxi cabs, journey brokers and timeshares.
To decide on this feature, choose “Cowl Purchases” and select the transaction you’d wish to cowl along with your miles, the variety of miles you’ll use and ensure the deduction of miles out of your stability.
E book flights within the Capital One Journey portal
Out of your primary account display, choose “E book a Journey.” This takes you to the journey portal.
On the airfare reserving display, you’ll discover a UX similar to many third-party reserving websites — with choices to seek for flights, inns or automobile leases. Within the portal, you’ll be able to pay to your journey with miles, money or a mixture of each.
You may guide flights within the Capital One Journey portal by getting into your journey dates and arriving and departing airports. The calendar will show a color-coded chart primarily based on how costs are trending. For those who’ve bought some flexibility, you’ll be able to select from totally different pricing classes to get decrease fares:
You can even filter your outcomes by airline, value, variety of stops, time, flight quantity and different preferences.
When you arrive at a route you’d wish to guide, you’ll be able to observe the prompts to decide on the fare choices you need. Proper earlier than trying out, you’ll see the choice to freeze your fare till you might be able to guide, which you’ll pay for in miles or money. For those who don’t need to freeze your fare, you’ll be able to proceed to the checkout (the place you’ll select your seat and the way you’ll pay).
E book inns within the Capital One Journey portal
The method of reserving lodge lodging is similar to reserving airfare; merely seek for inns by location and date. You may then filter properties with particular facilities, like a bar or parking. The search outcomes web page will present you a map with lodge areas, value per night time, complete value in addition to the TripAdvisor score of that individual property.
E book automobile leases within the Capital One Journey portal
You can even guide a rental automobile by way of the Capital One portal. After getting into your pickup and drop-off data, you’ll be able to overview the outcomes and filter them by automobile rental firm, value and different preferences.
Ought to I guide journey by way of the Capital One Journey portal?
Whether or not or not it’s best to guide journey by way of the Capital One Journey portal is dependent upon your objectives. For those who’d wish to earn rewards on journey booked by way of the portal, or for those who’ve accrued miles in your account and need to use them as an alternative of money, utilizing the portal will surely be useful. Another excuse to make use of the Capital One Journey portal is to reap the benefits of the boosted rewards worth you will get when transferring to a journey companion.
The primary lacking options of Capital One Journey embody the dearth of journey packages, although you’ll be able to group various kinds of journey lodging in a single itinerary and pay for them on the identical time. One other draw back to utilizing Capital One Journey is that you just received’t be capable to reap the benefits of any lodge elite standing you might need earned. Typically, inns require you to guide instantly with them to unlock elite perks like free breakfast or room upgrades.
Lastly, we all the time recommend that you just do a little analysis on costs earlier than reserving with any journey portal. Even when Capital One Journey turns into your go-to for reserving journey, don’t neglect to verify different reserving choices to ensure you’re getting the most effective deal.
The underside line
Many bank card issuers and immediately’s greatest journey bank cards at the moment are providing sturdy, feature-rich journey portals that may enhance the way you guide journey — and Capital One Journey, particularly, is designed for cardholders to make use of their rewards effectively whereas securing lodging. For those who’re a Capital One cardholder, this journey portal is certain to be a fantastic possibility to your future reserving wants.
The details about the Capital One Spark Miles Choose for Enterprise has been collected independently by Bankrate.com. The cardboard particulars haven’t been reviewed or accepted by the cardboard issuer.